Money

Need capital? Install this plugin and let your AI find it for you. Describe your deal — business loan, commercial real estate, residential mortgage, or asset tokenization — and get matched to the right capital provider through Freedman Capital Group's private network. No forms. No portals. Just a conversation with your AI.

Works with Claude Code, any MCP-compatible AI client, or as a standalone agentic AI tool.

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What This Does

/money turns your AI assistant into a capital intake specialist. It:

1. Identifies what kind of capital you need (business loan, commercial RE, residential, tokenization)
2. Interviews you conversationally — no forms, no portals
3. Scans your deal folder automatically if you have documents (purchase agreements, rent rolls, financials)
4. Handles disclosures and compliance (TRID-safe for residential, securities notices for tokenization)
5. Submits your deal to FCG's matching engine
6. Tracks your submission status

All matching, routing, and lender intelligence stays server-side. Your AI never sees the lender database.

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Products Supported

Product	What It Covers	Timeline
Unsecured Business Capital	Lines of credit, term loans, MCAs, revenue-based financing. No collateral.	24–72 hours
Commercial Real Estate Debt	Acquisition, refinance, bridge, construction, rehab. Multifamily 5+, office, retail, industrial.	3–7 business days
Residential Debt	DSCR, fix-and-flip, bridge, rental portfolio, home purchase, refinance. Investor and owner-occupied.	1–3 business days
Asset Tokenization	Tokenize real estate, precious metals, invoices, debt instruments into digital securities. Raise capital or borrow against tokenized positions. Powered by Zoniqx.	3–5 business days

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Quick Start

Prerequisites

• Node.js 20+ — Download
• Claude Code — Install

Install

npx money install

This does three things:

1. Opens your browser for a quick email signup (no password, magic link)
2. Installs the /money skill into Claude Code
3. Registers the MCP server so Claude can talk to FCG's backend

Verify

npx money status

You should see:

  Skill:      installed
  Auth:       [email protected]
  MCP Server: registered

Use It

Open Claude Code in any project and type:

/money

That's it. Claude will walk you through the intake.

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How the Interview Works

The intake is conversational, not a form. Claude will:

1. Ask what you're looking for (or detect it from your files)
2. Gather the minimum required fields for your product type
3. Present legally required disclosures (verbatim from the server)
4. Submit your deal to the matching engine
5. Give you a reference number and expected timeline

For Residential Deals (TRID Compliance)

Residential intake is range-based only — this is a matching service, not a credit application. Claude will never ask for:

• Your SSN
• Exact property address (city/state only)
• Exact income, property value, or loan amount (ranges only)

This keeps the intake TRID-safe (no Loan Estimate obligation triggered).

For Tokenization Deals

Claude will ask about:

• Asset type (real estate, precious metals, invoices, debt)
• Your tokenization goal (raise capital, increase liquidity, borrow against)
• Ownership structure and compliance readiness
• Estimated value range and timeline

A licensed tokenization provider reviews your submission and proposes a structure.

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Deal Folder Scanning

If you run /money in a directory that contains deal files, Claude will automatically detect them and offer to review. This saves time — Claude extracts deal parameters from your documents instead of asking you to type everything.

What It Looks For

Real estate files:

• Purchase agreements, contracts, PSAs
• Listings, MLS sheets
• Appraisals, BPOs
• Rent rolls
• Operating statements, T12s, P&Ls
• Inspection reports
• Insurance, title, survey docs

Business files:

• Bank statements
• Tax returns (1040, 1065, 1120)
• Financial statements, balance sheets
• Business plans, pro formas
• Entity docs (operating agreements, articles)

Communication:

• Emails from brokers/lenders (.eml, .msg files)

How to Organize Your Deal Folder

For best results, put your deal files in one folder and run /money from there:

my-deal/
  purchase-agreement.pdf
  rent-roll-2025.xlsx
  operating-statement-t12.pdf
  inspection-report.pdf
  bank-statements/
    jan-2025.pdf
    feb-2025.pdf
    mar-2025.pdf

Then:

cd my-deal
claude
# type: /money

Claude will say something like: "I see what looks like a deal folder — there's a purchase agreement, rent roll, and some bank statements. Want me to review these to get a read on your deal?"

Privacy

• Claude never reads your files without explicit permission
• Document summaries are sent to the server — never raw PII
• For residential deals, exact addresses and values are converted to ranges before transmission
• SSNs, account numbers, and personal identifiers are always stripped

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For Agentic AI / Autonomous Agents

This plugin exposes a standard MCP (Model Context Protocol) server. Any AI agent that speaks MCP can use it — not just Claude Code.

MCP Tools Available

Tool	Purpose	Input
get_product_types	List available product categories	(none)
create_intake_session	Start a new intake session	productType, contactEmail, contactName
upload_document	Attach document summary to session	sessionId, documentType, summary
get_required_disclosures	Get required legal disclosures	productType, state
submit_lead	Submit completed intake	sessionId, intake (structured data)
check_status	Check status of a submitted request	referenceId or email

Getting Your API Token

Run the installer once — it signs you up via email (magic link, no password) and saves your token locally:

npx money install

Your token is saved to ~/.claude-money/config.json. To view it:

cat ~/.claude-money/config.json

Running the MCP Server Directly

# Set your API token (from the config file above)
export CLAUDE_MONEY_API_KEY=your-token-here

# Start the MCP server (stdio transport)
node src/mcp-server/index.js

Connecting from Other MCP Clients

Add to your MCP client configuration:

{
  "mcpServers": {
    "money": {
      "command": "node",
      "args": ["/path/to/money/src/mcp-server/index.js"],
      "env": {
        "CLAUDE_MONEY_API_KEY": "your-token-from-config"
      }
    }
  }
}

Agentic Workflow Example

An autonomous agent can run the full intake without human interaction:

1. Call get_product_types → identify the right product
2. Call create_intake_session → get a sessionId
3. Call upload_document (for each doc) → attach summaries
4. Call get_required_disclosures → get disclosure text
5. Present disclosures to the user and get acknowledgment
6. Call submit_lead → submit the complete intake
7. Call check_status → monitor progress

Important: Disclosures must be presented to a human and acknowledged before submission. Autonomous agents cannot skip this step.

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Project Structure

money/
  bin/
    claude-money.js        # CLI installer (npx money install/uninstall/status)
  src/
    mcp-server/
      index.js             # MCP server — exposes tools via stdio
      api-client.js        # HTTP client for FCG backend (handles auth + refresh)
  skills/
    money.md               # /money skill definition — the conversation layer
  package.json
  README.md

What Each Piece Does

• skills/money.md — The brain. This is the system prompt that tells Claude how to conduct the intake interview, what to ask, what not to ask, how to handle compliance, and what tone to use. It's the skill definition that gets installed into ~/.claude/skills/.

• src/mcp-server/index.js — The transport. An MCP server that exposes six tools (listed above). Claude calls these tools to interact with FCG's backend API. Runs as a subprocess managed by Claude Code.

• src/mcp-server/api-client.js — The HTTP client. Handles authentication, token refresh, and all API calls to api.freedmancapitalgroup.com. You never interact with this directly.

• bin/claude-money.js — The installer. Handles the browser-based signup flow, copies the skill file, and registers the MCP server with Claude Code.

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Commands

Command	What It Does
npx money install	Sign up + install skill + register MCP server
npx money uninstall	Remove everything (skill, MCP server, config)
npx money status	Check what's installed and your auth status
npx money help	Show available commands

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Environment Variables

Variable	Required	Description
CLAUDE_MONEY_API_KEY	No	Override auth token (for dev/testing or headless agents)
CLAUDE_MONEY_API_URL	No	Override backend URL (defaults to https://api.freedmancapitalgroup.com)

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FAQ

Who is this for? Anyone who needs capital — business owners, real estate investors, property owners looking to tokenize, homebuyers. If you use Claude Code or any AI assistant, this plugin lets your AI do the legwork of finding the right lender.

Is this a loan application? No. This is a matching service. We collect enough information to route your deal to the right capital provider. A licensed lender handles the formal application if you choose to move forward.

Does it pull my credit? No. No credit report is pulled during intake. Ever.

What does it cost? Free for borrowers. Freedman Capital Group earns a fee from the capital provider when deals close.

Can I use this without Claude Code? Yes. The MCP server works with any MCP-compatible client. You can also run it programmatically for agent workflows.

Is my data safe? Document summaries are transmitted — never raw files. For residential deals, all values are converted to ranges. SSNs, account numbers, and exact addresses are never collected or transmitted.

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For Lenders & Capital Providers

If you're a lender, investor, or tokenization provider and want to receive matched leads through this network:

Join the FCG Provider Network

Set your criteria, sign a comp agreement, and start receiving pre-screened leads that match your programs.

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Support

• Email: [email protected]
• Phone: 412.951.3882
• Website: freedmancapitalgroup.com

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Freedman Capital Group, LLC. NMLS information available upon request. This tool is for matching purposes only and does not constitute an offer to lend. Asset tokenization services provided through licensed third-party providers. Digital securities offerings are made only to qualified investors.