Australian Prudential Regulation Authority

mcp-name: io.ausdata/apra-mcp

PyPI Python License Tests CodeQL Glama MCP server quality

MCP server for Australian Prudential Regulation Authority statistics. Plain-English access to per-bank capital ratios, fund-by-fund superannuation, and post-AASB17 life + general insurance — every prudentially-regulated entity in Australia, every quarter, from a single uvx command.

Hosted access? For cross-source queries, webhooks, an always-on REST API, and a uniform response envelope across all 9 sources, see ausdata.io — free tier available (500 calls/mo, no card).

"What's CBA's CET1 ratio?"
"Which super fund has the most members?"
"Top 10 banks by total capital, latest quarter"
"Gross written premium for the general insurance industry, post-AASB17"
"Largest life insurance product groups by claims"

Sister to abs-mcp, rba-mcp, ato-mcp, and au-weather-mcp.

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Install

uvx --upgrade apra-mcp

Claude Desktop

{
  "mcpServers": {
    "apra": { "command": "uvx", "args": ["--upgrade", "apra-mcp"] }
  }
}

Claude Code

claude mcp add apra --command uvx --args -- --upgrade apra-mcp

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What it exposes

Six tools, all plain-English in, structured out:

Tool	Purpose
search_datasets	Fuzzy-search the curated catalog by keyword
describe_dataset	List a dataset's filterable dimensions and returnable measures
get_data	Query with filters, measures, period range, output format
latest	Last observation per measure (shortcut)
top_n	Rank rows by a measure, return top (or bottom) N
list_curated	Enumerate the curated dataset IDs

Every response is the same shape — dataset_id, dataset_name, query, period, unit, row_count, records, apra_url, download_url, framework (insurance only), attribution, stale flag, server_version — across every curated dataset.

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Curated datasets (7 in v0.1)

ID	What it is	Period
ADI_KEY_STATS	Per-bank CET1 / Tier 1 / Total capital + RWA	latest quarter snapshot
ADI_RISK_WEIGHTED_ASSETS	Per-bank RWA by risk type (credit / operational / market / IRRBB)	latest quarter snapshot
SUPER_FUND_LEVEL	Fund-by-fund members, benefits, demographics	latest quarter snapshot
INSURANCE_GENERAL	Long-format general insurance (post-AASB17, ~24k rows × 10 quarters)	Sep 2023 → latest
INSURANCE_GENERAL_HISTORICAL	General insurance archive (pre-AASB17)	Dec 2002 → Jun 2023
LIFE_INSURANCE	Long-format life insurance (post-AASB17, ~10k rows × 10 quarters)	Sep 2023 → latest
LIFE_INSURANCE_HISTORICAL	Life insurance archive (pre-AASB17)	Jun 2008 → Jun 2023

Snapshot vs time-series. ADI and Super datasets ship the most recent reporting quarter only (APRA refreshes the file each quarter). The four insurance datasets are long time series in a single file. Pass start_period / end_period as ISO dates (2025-12-31), bare years (2024), year-months (2025-06), or quarter shorthand (2025-Q4) — all normalised internally.

Cross-source compatibility. The state_territory filter on INSURANCE_GENERAL accepts canonical state codes ("NSW"), full names ("New South Wales"), case-insensitive variants ("nsw"), ISO 3166-2 ("AU-NSW"), and 4-digit postcodes ("2000" → New South Wales). Powered by aus-identity — the same input format works across abs-mcp, ato-mcp, apra-mcp, aihw-mcp, and asic-mcp.

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Reliability — 3-tier URL resolution

APRA publishes XLSX at date-versioned paths that change every quarter. apra-mcp resolves them through three tiers:

1. Live scrape — fetch the canonical APRA landing page (with ETag conditional-GET so refreshes between releases cost zero bytes), regex-extract the .xlsx href matching the dataset's filename pattern, pick the latest-dated match. Cached 6h.
2. Bundled seed manifest — when the live scrape fails, fall back to data/seed_urls.json shipped in the wheel. CI refreshes the manifest daily. The response is flagged stale: true with an honest reason.
3. YAML default — last-resort URL from the curated YAML.

Net effect: a fresh uvx apra-mcp always gets the current quarter; a 3-month-old install still works because the seed manifest is refreshed and --upgrade pulls a new wheel.

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Framework break (insurance only)

APRA changed the reporting framework on 1 July 2023 (AASB 17 Insurance Contracts + capital framework revision). Pre- and post-break data are not directly comparable — APRA's own guidance is explicit. apra-mcp ships paired datasets:

• INSURANCE_GENERAL (post-AASB17) + INSURANCE_GENERAL_HISTORICAL (pre-AASB17)
• LIFE_INSURANCE (post-AASB17) + LIFE_INSURANCE_HISTORICAL (pre-AASB17)

Every response on an insurance dataset includes a framework block surfacing the break + a historical_dataset cross-reference, so agents see the warning before splicing series.

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Attribution

Data sourced from the Australian Prudential Regulation Authority. Licensed under Creative Commons Attribution 3.0 Australia (CC BY 3.0 AU). apra-mcp is MIT-licensed; APRA's data carries the upstream CC-BY 3.0 AU licence, echoed in every response's attribution field.

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Sister MCPs (Australian Public Data portfolio)

Want all 9 sources behind one REST API? The hosted gateway at ausdata.io adds cross-source joins, full history, webhooks, and HMAC-signed responses on top of these MCPs — free tier (500 calls/mo, no card).

• abs-mcp — Australian Bureau of Statistics (CPI, unemployment, ERP, building approvals)
• rba-mcp — Reserve Bank of Australia (cash rate, lending stats, exchange rates)
• ato-mcp — Australian Taxation Office (tax stats, ACNC charities)
• apra-mcp — this one. Banks, super, insurance.
• aihw-mcp — Australian Institute of Health and Welfare
• asic-mcp — Australian Securities and Investments Commission (company registers)
• aemo-mcp — Australian Energy Market Operator (NEM dispatch, spot prices, generation)
• au-weather-mcp — Open-Meteo (Bureau of Meteorology aggregator)
• wgea-mcp — Workplace Gender Equality Agency
• aus-identity — Postcode / state / ABN normalisation helper used by all sisters

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Development

git clone https://github.com/Bigred97/apra-mcp.git
cd apra-mcp
uv venv
uv pip install -e ".[dev]"
pytest                  # unit tests
pytest -m live          # integration tests against apra.gov.au

Issues and contributions welcome: github.com/Bigred97/apra-mcp/issues.