Clawallex

MCP Server for the Clawallex payment API. Pay for anything with USDC — Clawallex converts your stablecoin balance into virtual cards that work at any online checkout.

Quick Start

1. Install

npm install -g @clawallex/mcp-server

Or use directly via npx (no install needed).

2. Get API Credentials

Sign up at Clawallex and create an API Key pair (api_key + api_secret).

3. Configure Your AI Client

Choose your client and add the configuration:

Claude Desktop

Add to your claude_desktop_config.json:

{
  "mcpServers": {
    "clawallex": {
      "command": "npx",
      "args": ["@clawallex/mcp-server"],
      "env": {
        "CLAWALLEX_API_KEY": "your_api_key",
        "CLAWALLEX_API_SECRET": "your_api_secret"
      }
    }
  }
}

Claude Code

claude mcp add --scope local clawallex -- npx @clawallex/mcp-server \
  --api-key your_api_key \
  --api-secret your_api_secret

Codex CLI

Add to your ~/.codex/config.toml or .codex/config.toml:

[mcp_servers.clawallex]
command = "npx"
args = [
  "@clawallex/mcp-server",
  "--api-key",
  "your_api_key",
  "--api-secret",
  "your_api_secret",
]

Gemini CLI

Add to your ~/.gemini/settings.json:

{
  "mcpServers": {
    "clawallex": {
      "command": "npx",
      "args": [
        "@clawallex/mcp-server",
        "--api-key", "your_api_key",
        "--api-secret", "your_api_secret"
      ]
    }
  }
}

OpenCode

Add to your opencode.json:

{
  "mcp": {
    "clawallex": {
      "type": "local",
      "command": ["npx", "@clawallex/mcp-server", "--api-key", "your_api_key", "--api-secret", "your_api_secret"],
      "enabled": true
    }
  }
}

4. Initialize Connection

After configuring, tell your AI agent:

"Run clawallex_setup to check the connection"

clawallex_setup verifies your API Key and automatically binds a client_id for data isolation. You only need to do this once.

5. Start Using

One-time payment:

"Pay $50 for OpenAI API credits"

Agent calls clawallex_pay → creates virtual card → get_card_details → decrypt_card_data → fills checkout.

Subscription:

"Set up a $100 card for AWS monthly billing"

Agent calls clawallex_subscribe → creates reloadable card → clawallex_refill when balance is low.

6. Smoke Test

Verify everything works:

clawallex_setup     → should show "ready" with bound client_id
get_wallet          → should return wallet balance
list_cards          → should return card list (empty if no cards yet)

Typical Flows

Payment Flow (Mode A — Wallet Balance)

1. clawallex_setup                           → verify connection & bind identity
2. get_wallet                                → check USDC balance
3. clawallex_pay({ amount, description })    → create a one-time virtual card
4. get_card_details({ card_id })             → get encrypted card data
5. decrypt_card_data({ nonce, ciphertext })  → decrypt PAN/CVV for checkout

Subscription Flow

1. clawallex_setup                                          → verify connection
2. get_wallet                                               → check USDC balance
3. clawallex_subscribe({ initial_amount, description })     → create reloadable card
4. get_card_details({ card_id })                            → get card number
5. clawallex_refill({ card_id, amount })                    → top up when needed

Tools

High-Level (Recommended)

Tool	Description
clawallex_setup	Check connection status and bind agent identity
clawallex_pay	One-time payment — creates a single-use virtual card
clawallex_subscribe	Recurring subscription — creates a reloadable card
clawallex_refill	Top up a subscription card balance

Identity & Binding

Tool	Description
whoami	Query current API Key binding status (read-only)
bootstrap	Bind a client_id to this API Key

Wallet & Query

Tool	Description
get_wallet	Get wallet balance and status
get_wallet_recharge_addresses	Get on-chain USDC deposit addresses
list_cards	List virtual cards created by this agent
get_card_balance	Get card balance and status
batch_card_balances	Check balances for multiple cards in one call
update_card	Update card risk controls (tx_limit, allowed_mcc, blocked_mcc)
get_card_details	Get card details including risk controls, cardholder info, and encrypted PAN/CVV
decrypt_card_data	Decrypt PAN/CVV from get_card_details
list_transactions	List card transactions with optional filters

Advanced (x402 On-Chain)

Tool	Description
get_x402_payee_address	Get on-chain receiving address for x402 payments
create_card_order	Create a card with full control (supports Mode B two-stage)
refill_card	Refill a stream card with x402 or custom idempotency keys

CLI Options

Option	Env Variable	Required	Default	Description
--api-key	CLAWALLEX_API_KEY	Yes	—	Clawallex API Key
--api-secret	CLAWALLEX_API_SECRET	Yes	—	Clawallex API Secret (HMAC-SHA256 signing)
--base-url	CLAWALLEX_BASE_URL	No	https://api.clawallex.com	API base URL
--client-id	CLAWALLEX_CLIENT_ID	No	auto-generated	Agent identity UUID. See Client ID section.
--transport	—	No	stdio	Transport mode: stdio, sse, http
--port	—	No	18080	HTTP port for sse / http transport

CLI arguments take precedence over environment variables. You can mix both — e.g. set credentials via env vars and override --transport via CLI.

Requirements

• Node.js >= 22

Client ID

client_id is the agent's stable identity, separate from the API Key. It is sent as X-Client-Id on every /payment/* request.

Key concept: An agent can have multiple API Keys (for rotation/revocation), but the client_id never changes. When switching to a new API Key, keep using the same client_id — the new key auto-binds on first request.

Data isolation:

• Wallet: user-level, shared — all agents using the same API key see the same wallet balance
• Cards & Transactions: client_id-scoped — each agent only sees data it created

Binding rules:

• clawallex_setup automatically calls bootstrap to bind client_id on first use
• Once bound, the client_id cannot be changed for that API Key (TOFU — Trust On First Use)
• Losing the client_id = losing access to all cards created under it

Resolution order at startup:

1. --client-id <value> CLI argument (must be >= 36 characters)
2. ~/.clawallex-mcp/client_ids.json local file (from a previous run)
3. Auto-generate UUID v4 and save locally

Recommendation: Always pass --client-id explicitly in production to avoid relying on the local file.

Transport Modes

stdio (default — local agent / Claude Desktop)

npx @clawallex/mcp-server \
  --api-key your_api_key \
  --api-secret your_api_secret

SSE (remote agent, compatible with older MCP clients)

npx @clawallex/mcp-server \
  --api-key your_api_key \
  --api-secret your_api_secret \
  --transport sse \
  --port 18080

Agent connects to: http://localhost:18080/sse

Streamable HTTP (MCP SDK 1.0+ recommended)

npx @clawallex/mcp-server \
  --api-key your_api_key \
  --api-secret your_api_secret \
  --transport http \
  --port 18080

Agent connects to: http://localhost:18080/mcp

Local Development

npm install
npm run build

# List all tools (stdio)
echo '{"jsonrpc":"2.0","id":1,"method":"tools/list","params":{}}' \
  | node dist/index.js \
    --api-key your_api_key \
    --api-secret your_api_secret \
  2>/dev/null

Security

Authentication

Every API request is signed with HMAC-SHA256:

canonical = METHOD + "\n" + PATH + "\n" + TIMESTAMP + "\n" + hex(sha256(body))
X-Signature = base64(hmac_sha256(api_secret, canonical))

Signing is handled automatically by the MCP server.

Card Details Encryption

get_card_details returns encrypted_sensitive_data containing card PAN and CVV. Use decrypt_card_data to decrypt:

1. Derive key: HKDF-SHA256(ikm=api_secret, info="clawallex/card-sensitive-data/v1", length=32)
2. Decrypt: AES-256-GCM(key, nonce, ciphertext)
3. Result: { "pan": "4111...", "cvv": "123" }

Decrypted PAN/CVV must NEVER be displayed to the user — only used for filling checkout forms.