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Circle Agent Stack

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USDC wallets, spend policies, transfers, and x402 nanopayments for AI agents using the Circle developer platform.

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About

USDC wallets, spend policies, transfers, and x402 nanopayments for AI agents using the Circle developer platform.

README

MCP server for Circle's Agent Stack. Create wallets, set spend policies, send USDC, and pay x402-priced endpoints — all from a tool call.

npx circle-agent-stack-mcp

Tools

Tool What it does
circle_wallet_create Create an agent wallet (dev/hosted/smart)
circle_wallet_list List wallets with USDC balances
circle_balance Balance + last 10 txns for a wallet
circle_policy_set Set daily cap, x402 cap, allow/block lists
circle_transfer_usdc Send USDC to an on-chain address
circle_x402_pay Pay an x402-priced endpoint and return its response

Quickstart

You need the Circle CLI installed and authenticated:

npm install -g @circle-fin/circle-cli
circle login
export CIRCLE_API_KEY=your_key_here

Claude Desktop

{
  "mcpServers": {
    "circle": {
      "command": "npx",
      "args": ["-y", "circle-agent-stack-mcp"],
      "env": {
        "CIRCLE_API_KEY": "your_key_here"
      }
    }
  }
}

Claude Code

claude mcp add circle -- npx -y circle-agent-stack-mcp

Example

You: Create a dev wallet called eva-treasury, set a $5 daily cap and $0.10 x402 cap,
     then fetch today's BTC signal from the x402 endpoint at https://signals.example.co/btc

Claude:
→ circle_wallet_create("eva-treasury", type="dev")
  { wallet_id: "wal_abc123", address: "0x..." }

→ circle_policy_set("wal_abc123", daily_cap_usdc=5, x402_cap_usdc=0.10)
  { status: "applied" }

→ circle_x402_pay("wal_abc123", "https://signals.example.co/btc", max_price_usdc=0.10)
  { signal: "LONG", confidence: 0.72, price_paid_usdc: 0.05 }

Today's BTC signal: LONG (72% confidence). Paid $0.05.

Self-hosting with x402 paywall

http-server.ts wraps the same tools behind an x402 paywall — agents pay per call in USDC rather than using an API key. Useful if you want to expose Circle tooling as a paid service.

CIRCLE_PAYOUT_ADDRESS=0x... npm run start:http

To test the x402 flow locally, run the toy demo server in examples/x402-demo-server.mjs.

How it works

v0.1 shells out to the Circle CLI for all operations. This keeps auth handling out of this repo and avoids reimplementing the API client before the tool surface is validated. v0.2 will switch to direct HTTP via @circle-fin/circle-sdk.

Security

Your Circle API key has spend authority. Always:

  • Set daily_cap_usdc before enabling automated payments
  • Start on type="dev" wallets, not mainnet
  • Review the allowlist before moving to production
  • Don't commit CIRCLE_API_KEY

Roadmap

  • circle_nanopayment_stream — streaming x402 payments for per-token billing
  • circle_skills_list / circle_skills_call — Circle Skills marketplace
  • Direct HTTP API mode (v0.2) — remove CLI dependency
  • Multi-chain — EURC, CCTP cross-chain transfers

Related

from github.com/kinance/circle-agent-stack-mcp

Install Circle Agent Stack in Claude Desktop, Claude Code & Cursor

Recommended · one command, every IDE
unyly install circle-agent-stack

Installs into Claude Desktop, Claude Code, Cursor & VS Code — handles npx, uvx and build-from-source repos for you.

First time? Get the CLI: curl -fsSL https://unyly.org/install | sh

Or configure manually

Run in your terminal:

claude mcp add circle-agent-stack -- npx -y circle-agent-stack-mcp

Step-by-step: how to install Circle Agent Stack

FAQ

Is Circle Agent Stack MCP free?

Yes, Circle Agent Stack MCP is free — one-click install via Unyly at no cost.

Does Circle Agent Stack need an API key?

No, Circle Agent Stack runs without API keys or environment variables.

Is Circle Agent Stack hosted or self-hosted?

Self-hosted: the server runs locally on your machine via the install command above.

How do I install Circle Agent Stack in Claude Desktop, Claude Code or Cursor?

Open Circle Agent Stack on unyly.org, pick your client tab (Claude Desktop, Claude Code, Cursor) and press Install — the config is generated automatically, no JSON editing.

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