TreasuryOS

Two tools built on one engine. Pick your door.

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For Business Owners

Find out if you're ready for a business loan — free, in 5 minutes.

Upload your bank statements and credit reports. Get a 0-100 readiness score, see what's hurting you, learn what to fix, find out which loans you qualify for, and get a checklist of what to bring to the bank.

No account needed. No cost. No sales pitch.

Try it now →

What you get:

• A readiness score based on the same things a bank looks at
• What's helping and what's hurting — in plain English
• Which loans fit your profile (SBA, line of credit, equipment financing, etc.)
• A prioritized list of what to fix before you apply
• A checklist of what to bring to the banker meeting

How to use it:

1. Click the link above
2. Hit "See a Demo Score" to see how it works
3. Switch to "Upload My Files" in the sidebar
4. Drop in your bank statements, credit reports, or financial docs
5. See your score and game plan

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For Bankers & Relationship Managers

A portfolio dashboard that does the prep work for you.

Search clients, pull up profiles, see financing readiness across your book. The same scoring engine, built for the RM workflow — one search bar to get the full picture on any client.

Open RM Dashboard →

What you get:

• Portfolio view with search across all clients
• Client profiles with credit, cash, covenants, and readiness score
• 9 analysis tools: cash position, forecast, working capital, credit assessment, covenant monitoring, FX exposure, idle cash, payment optimization
• MCP server integration with Claude Desktop for AI-powered analysis

Quick start (Claude Desktop):

git clone https://github.com/GPBK-STUY/treasury-mcp-os.git ~/Desktop/treasury-mcp-os
bash ~/Desktop/treasury-mcp-os/setup.sh

See QUICKSTART.md for full setup.

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How It's Built

One analysis engine powers everything. Three apps serve different audiences.

App	Who it's for	Live link	File
SMB App	Business owners	Launch	smb_app.py
RM Dashboard	Bank RMs	Launch	rm_dashboard.py
Full Dashboard	Power users	Launch	app.py

The Scoring Engine

Six categories, each scored 0-100:

Category	What It Measures
Personal Credit	FICO, credit card usage, payment history, inquiries
Business Credit	Paydex, years in business, vendor payment speed, liens
Cash Position	Total cash, account count, 90-day forecast
Working Capital	Current ratio, collection speed, cash cycle, runway
Existing Debt	Covenant compliance, breaches, warnings
Documentation	Which key documents have been uploaded

Analysis Tools (9)

Cash Position Aggregator    Credit Report Parser
Idle Cash Scanner           Credit Position Assessor
Cash Flow Forecaster        Covenant Monitor
Working Capital Analyzer    FX Exposure Scanner
Payment Optimizer

File Upload

Accepts CSV, Excel (.xlsx), Word (.docx), and PDF. Auto-detects content type by scanning column headers and maps to the right data format.

Run Locally

git clone https://github.com/GPBK-STUY/treasury-mcp-os.git
cd treasury-mcp-os
pip install -r requirements.txt
streamlit run smb_app.py        # Business owner app
streamlit run rm_dashboard.py   # RM dashboard
streamlit run app.py            # Full dashboard

File Structure

treasury-mcp-os/
├── smb_app.py             ← Business owner app
├── rm_dashboard.py        ← RM portfolio dashboard
├── app.py                 ← Full dashboard (all 11 pages)
├── server.py              ← MCP server for Claude Desktop
├── tools/                 ← Shared analysis engine (9 tools)
├── sample_data/           ← Demo data (Apex Manufacturing Corp)
├── portfolio_data/        ← Multi-client data for RM dashboard
└── setup.sh               ← One-command Claude Desktop installer

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About

Built by Grant Page — 5 years in commercial banking, now building the tools that should have existed the whole time.

License

MIT